Our Investment Approach
Pacific Life Fund Advisors LLC (PLFA) applies an investment approach using three fundamental disciplines: asset allocation, manager research, and investment risk management. Using these disciplines, PLFA determines each Portfolio Optimization Portfolio’s overall asset allocation strategy and the appropriate underlying funds.
Experienced Portfolio Management
Established in 2007, Pacific Life Fund Advisors LLC (PLFA) provides multi-asset class solutions through its Asset Allocation, Manager Research, and Investment Risk Management groups. PLFA is an SEC-registered investment professional and a wholly owned subsidiary of Pacific Life Insurance Company (Pacific Life). The underlying funds in the Portfolio Optimization Portfolios are managed by some of the most well-recognized management firms in the industry. All management firms may not be represented in all Portfolio Optimization Portfolios.
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Howard T. Hirakawa, CFA®
Portfolio Manager
since inception
Industry since 1994
Portfolio Manager
since inception
Industry since 1994 -
Carelton J. Muench. CFA®
Portfolio Manager
since inception
Industry since 1998
Portfolio Manager
since inception
Industry since 1998 -
Samuel S. Park
Portfolio Manager
since 2013
Industry since 1999
Portfolio Manager
since 2013
Industry since 1999 -
Edward Sheng
Portfolio Manager
since 2021
Industry since 2013
Portfolio Manager
since 2021
Industry since 2013
Asset Allocation
An asset class model is developed annually for the fund that reflects a risk/return profile consistent with its investment goal. The model defines asset classes, and the percentage of each, to include in the fund. These allocations may be adjusted throughout the year based on evolving market conditions and outlook.
Manager Research
Underlying fund managers are evaluated and monitored using quantitative and qualitative methods to seek to ensure that each of their investment styles and strategies are appropriate for an underlying fund investment. The team evaluates factors such as portfolio manager tenure, relative performance, firm stability, performance repeatability, and investment style adherence.
Investment Risk Management
The team is responsible for creating a mix of funds to optimally express their investment views and seek to achieve each Fund’s risk/return objectives without taking on unintended and unnecessary risks. Rigorous analytics and stress testing are performed to identify, monitor, and evaluate fund risks and, if necessary, adjust allocations accordingly.
Getting Started
If you’ve decided that a Pacific Life variable annuity is right for you, the next decision is how to allocate your investment options. With the help of your financial professional, you can choose the Portfolio Optimization Portfolio that best fits your retirement goals.
Pacific Life Fund Advisors LLC (PLFA), a wholly owned subsidiary of Pacific Life Insurance Company, is the investment advisor to the Portfolio Optimization portfolios and is responsible for determining the asset allocation mix for each portfolio. PLFA also does business under the name Pacific Asset Management and manages certain portfolios under that name.